Thrive Capital Portfolio Careers

Risk Operations Specialist

Melio

Melio

Operations
New York, NY, USA
USD 70k-85k / year + Equity
Posted on Jun 4, 2025

Risk Operations Specialist

Location: Hybrid in NYC (3 day in-office requirement)

Qualifications:

  • 1+ years of experience within risk, customer experience or payment operations, ideally in the fintech space
  • 1+ years experience working with ZenDesk
  • Experience maintaining personal and group KPIs related to capacity and quality
  • Excellent interpersonal, collaboration and communication skills
  • Demonstrated ability to proactively problem solve and be a top-notch team player

Bonus points:

  • Experience working on a global team

A day in the life and how you’ll make an impact:

  • Handle frontline fraud and policy decisioning to support ongoing business needs
  • Manage escalations related to Risk decisioning through cross-functional collaboration
  • Complete Zendesk tickets and written communications related to end users, internal escalations, partnerships or live payments according to relevant prioritization
  • Communicate with end users via phone around account recovery efforts
  • Create leads for new data sources, processes and segmentation

About the team:

As a Risk Operations Specialist, you’ll be joining the team working behind the scenes to protect Melio from bad actors; managing the risks that might have adverse impacts on our product, financials and our ability to meet client needs. This includes “classic fraud,” but also compliance and anti-money laundering initiatives. You’ll be evaluating the verticals we work with, as well as product features to understand our unique profiles and exposures to risk. This team is focused around extending the coverage of Risk Operations, handling a broad scope of cases that arise during TLV off-hours/days.

About Melio USA:

  • Competitive compensation packages: We strive to make each and every employee feel valued and appreciated.
    • The annual base salary range for this position is $70,000-85,000
  • Medical, Dental, and Vision: We offer generous and highly competitive plans with up to 100% employer-paid coverage, FSA and HSA.
  • 401K matching and stock options: Feel the investment of working at a hyper-growth startup.
  • Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees.
  • Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it.
  • Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week.
  • Office culture: Thrive in our collaborative offices in New York City or Denver, in a hybrid working environment. We are dog friendly as well!
  • Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities.

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!). This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.