Engineering Manager - Credit Distribution
Plaid
Software Engineering, Other Engineering, Operations
San Francisco, CA, USA
USD 214,800-366k / year + Equity
Posted on Jan 30, 2026
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.
The Credit team is building the future of lending by making cash flow data as ubiquitous and trusted as traditional credit data. Our mission is to expand access to more affordable credit by empowering lenders with real-time financial data that improves risk assessment and decision-making at scale. We own the expansion of distribution channels for our Credit products by leading the development of solutions and integrations that unlock new customer segments and use cases across the credit ecosystem. Our ecosystem strategy continues to strengthen our market position through partnerships with major players. We bring deep expertise across lending sub-sectors to understand market structure, core customer needs, and the most effective channels to reach each segment. By combining strong technical execution with market insight, we aim to grow overall adoption of cash flow data and meaningfully expand its role in modern credit decisioning.
Responsibilities
- You will lead a team of 7 engineers, ranging from mid-level to Staff, developing them through clear goal setting, coaching, and feedback.
- You’ll collaborate with cross-functional partners to identify high-leverage opportunities, shape the roadmap, and dive deep into technical design and execution details to ensure consistent delivery of high-impact business outcomes.
- You’ll uphold a high bar for technical quality and delivery velocity, leading by example.
Qualifications
- 8+ years of industry experience, that includes time as a Staff-level engineer before transitioning into management.
- 1+ years of engineering management experience Deep experience designing scalable, reliable architectures that support real-world products at scale.
- Track record of building and growing high performing engineering teams (either as an engineer or a manager).
- Prior experience working on Partnerships.
- Bonus points if you have prior Fintech and/or Credit experience
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.
214800 - 366000 USD a year
Target base salary for this role is between $214,800 and $366,000 per year. Additional compensation in the form of equity and/or commission is dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.